cheapest business insurance for van courier?

[elisha0161]

i'm looking for the cheapest business insurance i can find to use as a van parcel courier. i expect to cover around 50 thousand miles p year. i have been quoted by one company at £2625 fully comp per year. (yes i nearly fell of my chair) and £1283 by milestone insurance (fully comp) This sounds an incredible amount for insurance, is there a cheaper way?
does anyone know of any cheaper insurers for van couriers? also do i need fully comp with business use, or is 3rd party fire and theft business use enough?

[steveh]

3rd party is fine and covers your legal liability. The Freight Transport Association (fto.co.uk) has good links with insuranvce companies from memory - have a look.